body {margin-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 20px; background-image:url(images/bkgrd.gif); background-position:top; background-repeat:repeat-x; background-color:#CCCCCC;}
.text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 24px;
}
.text A {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	text-decoration: underline;
	line-height: 24px;
}
.text A:HOVER {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	text-decoration: none;
	line-height: 24px;
}
.footer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000066;
}
.footer A {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000066;
	text-decoration: none;
}
.footer A:HOVER {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000066;
	text-decoration: underline;
}
.tip {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 16px;
}
.tip A {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 16px;
	text-decoration: underline;
}
.tip A:HOVER {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 16px;
	text-decoration: none;
}
.tipbold {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	font-weight: bold;
	line-height: 16px;
}
.form {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
.textbold {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 24px;
	font-weight: bold;
}
.textsm {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
	line-height: 18px;
}
.textsm A {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
	text-decoration: underline;
	line-height: 18px;
}
.textsm A:HOVER {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
	text-decoration: none;
	line-height: 18px;
}
.textitalic {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 24px;
	font-style:italic;
}